Revolut profile
An app combining accounts, payments and other financial products.
The more parts of your financial life it handles, the less it feels like one replaceable account.
Where the money comes from
Subscriptions, card activity, interest and other financial services support the group.
Sources (5)
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
What they made last year
Revolut Group Holdings Ltd: GBP 4.50 billion revenue in the year ended 2025-12-31. Net income: GBP 1.30 billion. Group/company figures.
Sources (4)
- Revolut Group Holdings Ltd — annual resultsPrimary company results · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
How much they keep
About 29% of revenue as net income in the rounded 2025 figures.
Sources (4)
- Revolut Group Holdings Ltd — annual resultsPrimary company results · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
What they’re worth
Privately held; no public share price. Revolut’s app brings banking and other financial services together through local entities. Group financial results and an individual national product describe different layers of the business.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Where the money is heading
Paid plans, cards, exchange, wealth products and other financial services seek a larger share of each customer’s activity.
Sources (5)
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Who runs it
Revolut Ltd · Revolut Group Holdings Ltd
Revolut’s app brings banking and other financial services together through local entities. Group financial results and an individual national product describe different layers of the business.
Sources (4)
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
What AI does here
AIR—AI by Revolut—began its UK rollout in April 2026. RevPoints personalisation also uses machine learning to rank offers around usage.
Sources (5)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
Who supplies the brains
Revolut develops the financial app, AIR experience and personalisation around its own service data.
Sources (5)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
What it learns from you
Account, transaction and risk information support the service; Revolut also describes personalisation using machine learning.
Sources (5)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
Who checks its work
Account controls, banking/financial-service processes and human support sit behind the assistant. Features remain attached to their relevant product.
Sources (5)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
How much choice you have
Manage RevPoints personalisation and marketing separately; decide which account services improve your life rather than simply expand the bundle.
Sources (5)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
What they say vs what they do
One app brings multiple financial products together. The relevant entity and local product determine the actual relationship.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
What they know—and what they do with it
Account, transaction and risk information support the service; Revolut also describes personalisation using machine learning.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Quality vs Quantity
A streamlined interface places ordinary payments beside more complex products. Convenience is separate from the economics of the chosen service.
Sources (5)
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
How much control you really have
Manage RevPoints personalisation and marketing separately; decide which account services improve your life rather than simply expand the bundle.
Sources (5)
- Revolut — official product pagePrimary product · accessed 18 October 2026
- Revolut — Mobile Finance — Apple App StorePrimary store metadata · accessed 18 October 2026
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Who does it better
Comparison priority: the local entity, plan and product you want. An all-in-one interface is useful when you understand which parts you actually need.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Tools to keep more to yourself: privacy tools and account protection in The Escape Hatch.
Reinforcement— The reward
RevPoints, cashback and useful money tools make repeat use feel productive.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Prompts & Cues— The trigger
Instant transaction alerts, offers and financial updates place the app throughout the day.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Response Effort— The easy path
Spending, travel money, transfers and other services share one interface. AIR adds a conversational route through supported tasks.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Social Influence— The crowd
Referrals, shared bills and premium-plan identities bring social life and personal status into the account.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Loss Aversion & Scarcity— The pressure
Plan benefits, personalised offers and reward conditions create reasons to keep using the wider bundle.
Sources (3)
- Revolut enters new era of money intelligence with launch of AI assistant | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- AIR - AI by Revolut | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
- RevPoints Privacy Notice | Revolut United KingdomPublic product or reporting · accessed 18 October 2026
Want tools for reclaiming your attention? Try The Escape Hatch →