Paytm profile

Merchant services, subscriptions and distribution of financial products contribute revenue.

One97 Communications / Paytm: INR 84.37 billion revenue in the year ended 2026-03-31. Profit after tax: INR 5.52 billion. Group/company figures.

About 7% of revenue as profit after tax in the rounded 2026 figures.

One97 Communications / Paytm is publicly listed. Its companywide stock-market value covers the wider group described below. One97 Communications is the listed company behind Paytm. Banking and lending partners provide particular financial services rather than every product being supplied by the app company itself.

Merchant subscriptions, payments and distribution of financial services monetise everyday transaction volume.

Paytm’s AI Soundbox extends the merchant payment-alert device into an assistant for business tasks. Other automation supports payments and risk handling.

One97 Communications operates the Paytm ecosystem with banking and financial-service partners.

The policy describes identity, transaction, device, communication and permission-dependent information and says it does not sell personal data to third parties. It provides marketing choices and describes sharing/retention for stated purposes. Do not grant contacts, location or other permissions without considering the feature.

Payment-network requirements and partner responsibilities govern particular services; the app brand is not the provider of every loan.

Identify the actual payment or financial provider and review merchant-device or subscription charges.

15/25 points

Paytm’s policy identifies One97 Communications and makes promises about privacy and marketing choice. Its individual payments, credit and partner services still need the exact provider terms; an app brand is not the legal provider of every feature.

10/25 points

The policy describes identity, transaction, device, communication and permission-dependent information and says it does not sell personal data to third parties. It provides marketing choices and describes sharing/retention for stated purposes. Do not grant contacts, location or other permissions without considering the feature.

15/25 points

The app brand and the legal provider of a financial product may differ.

15/25 points

Identify the actual payment or financial provider and review merchant-device or subscription charges.

Comparison priority: the payment setup and any merchant-service costs. A useful spoken confirmation and a suitable financial offer are different benefits.

Payment confirmation and eligible cashback reward continued use.

Soundbox alerts, bills and offers make transactions immediately noticeable.

QR payments and integrated merchant tools reduce administration at checkout.

Visible acceptance at local merchants makes the brand feel like shared infrastructure.

Bill dates and promotion windows add timing pressure; an established merchant setup creates switching work.